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a stereo on a table: Razer


© Razer
Razer

  • Gaming company Razer is launching a prepaid credit card with Visa in Singapore.
  • The card is virtual, similar to the Apple Card, but users can request a premium physical card that lights up when you make payments.
  • Razer is the latest tech company to branch out into the personal finance space, along with Apple and Samsung.
  • Visit Business Insider’s homepage for more stories.

First there was the Apple Card, now there’s the Razer Card.

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Gaming company Razer just unveiled the Razer Card, a prepaid credit card it created with Visa that will be available in beta in Singapore. Razer previously announced its ambitions to build a prepaid card in partnership with the payments giant last year, but unveiled the card and beta program on October 5.

Similar to the Apple Card, the Razer Card is a virtual card that can be accessed via the company’s

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Harvest Platform has launched a new tool to help lenders make better credit decisions—and, in the process, help consumers gain access to much-needed credit.

Its PRO Index moves beyond just the decade-old credit score as a barometer of credit-worthiness. Rather, it also takes into account a user’s debt as a percentage of income and expenses as a percentage of income. It a nutshell, it assesses a user’s ability to keep on top of debt, as well as their overall expense obligations and spending habits.

This broader metric is especially important amid the pandemic, which has wreaked havoc on the finances of many consumers, Nami Baral, founder and chief executive, tells Forbes in an interview.

Consider a Finicity survey of 2,000 U.S. respondents in June that noted 55% of respondents have lost their jobs or had their income impacted because of Covid-19.

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